Learn about the average funeral cost in 2020, factors affecting expenses, and cost breakdowns for traditional burial and cremation services. Discover ways to reduce funeral expenses.Losing a loved one is already a difficult and emotional time, and the added stress of planning a funeral can be overwhelming. Understanding the costs associated with funerals can help alleviate some of that stress. In this blog post, we will delve into the average funeral cost in 2020, the factors that can affect funeral expenses, as well as a detailed breakdown of costs for both traditional burial services and cremation services. Additionally, we will explore ways in which you can reduce these expenses without compromising the dignity and respect of your loved one’s final goodbye. By being informed about the financial aspects of funerals, you can make sound decisions during a challenging time. Let’s explore how you can navigate the costs associated with laying a loved one to rest in 2020.
Average Funeral Cost in 2020
Average Funeral Cost in 2020
Funerals can be a difficult time for families, especially when the financial burden of the funeral expenses adds to the emotional stress. In 2020, the average cost of a funeral in the United States ranged from $7,000 to $12,000. This cost includes the basic services, transportation, embalming, burial or cremation, and other related expenses.
Factors such as the location of the funeral, type of service, casket or urn choice, and additional requests from the family can affect the overall funeral expenses. It’s important for individuals to understand the breakdown of these costs and consider ways to reduce funeral expenses without compromising the significance of honoring their loved ones.
| Service | Average Cost Range |
|---|---|
| Basic Services | $2,000 – $4,000 |
| Transportation | $200 – $400 |
| Embalming | $600 – $1,200 |
| Funeral Home Facilities | $500 – $1,200 |
- Consider cremation services as a more affordable option compared to traditional burial services
- Opt for a simple casket or urn instead of elaborate and expensive designs
- Compare prices from different funeral homes and service providers
Factors Affecting Funeral Expenses
When it comes to planning a funeral, there are many factors that can affect the overall expenses. One of the main factors is the location of the funeral. The cost of funerals can vary greatly from one region to another, with urban areas generally being more expensive than rural areas. The cost of funeral services and burial plots can also differ significantly depending on where the funeral takes place.
Another factor that can impact funeral expenses is the type of service and burial chosen. Traditional burial services, which often include embalming, a casket, and a burial plot, tend to be more expensive than cremation services. Cremation, on the other hand, can be a more cost-effective option for those looking to save money on funeral expenses.
Additional factors that can influence funeral costs include the choice of funeral home, the selection of funeral merchandise such as caskets or urns, and any additional services or ceremonies that are included in the funeral arrangement. It’s important to carefully consider these factors when planning a funeral in order to make informed decisions and manage expenses effectively.
Factors Affecting Funeral Expenses
| Factors | Impact on Expenses |
|---|---|
| Location | Can significantly affect the cost of funeral services and burial plots |
| Type of Service | Traditional burial services tend to be more expensive than cremation services |
| Funeral Home Choice | Can impact the overall cost of funeral arrangements |
| Additional Services | Any additional services or ceremonies can add to the total expenses |
Cost Breakdown for Traditional Burial Services
When planning a traditional burial service for a loved one, it’s important to understand the various expenses involved in the process. Funeral costs can add up quickly, so having a clear understanding of the breakdown can help you make informed decisions. Let’s take a closer look at the different components that contribute to the overall cost of traditional burial services.
One major expense associated with traditional burial services is the casket. Caskets come in a variety of materials and designs, and the price can vary significantly based on these factors. Additionally, funeral homes may charge a mark-up on the cost of the casket, so it’s important to shop around and compare prices before making a decision.
Other expenses to consider include embalming, funeral director services, transportation, burial plot, headstone, and grave opening/closing fees. These costs can quickly add up, so it’s essential to work with the funeral home to create a budget that aligns with your needs and preferences.
Cost Breakdown for Cremation Services
One of the reasons why cremation is becoming increasingly popular is because it is more cost-effective compared to traditional burial services. When you opt for cremation, there are several expenses involved, and it’s important to understand the breakdown of these costs.
Firstly, the basic cost of cremation includes the cremation itself, the service of the funeral director, and the necessary paperwork. The average cost for these services can range from $1,500 to $3,000, depending on your location and the funeral home you choose.
Additionally, there may be extra costs for services such as a cremation casket or urn, memorial service, obituary, and transportation of the remains. The cost of these additional services can significantly impact the overall expenses for cremation.
Ways to Reduce Funeral Expenses
Funeral expenses can add up quickly, but there are several ways to reduce the financial burden and still give your loved one a proper send-off. Planning ahead can save you a significant amount of money by allowing you to make cost-effective decisions without the pressure of time constraints.
Consider opting for a direct burial or direct cremation, which eliminates the need for embalming, viewing, and a traditional service. This can greatly reduce the overall cost of the funeral. Another way to reduce expenses is by choosing a more affordable casket and urn, as these items can vary greatly in price. Additionally, you can inquire about purchasing a casket or urn from a third-party supplier, which can often be much less expensive than buying directly from the funeral home.
If you’re working within a budget, consider creating a detailed list of the expenses and prioritizing the most important elements. You can also shop around for funeral services, as prices can vary significantly between different providers. Don’t be afraid to ask for an itemized quote and compare the costs before making a decision. By taking the time to research and plan carefully, you can ensure that you give your loved one a dignified farewell without breaking the bank.
Frequently Asked Questions
What are the average funeral costs in 2020?
The average funeral cost in 2020 is around $7,640 according to the National Funeral Directors Association.
What factors contribute to the total cost of a funeral?
The total cost of a funeral is influenced by factors such as the type of service, casket, urn, burial plot, and additional expenses like flowers and obituary notices.
Are there ways to reduce funeral costs?
Yes, there are ways to reduce funeral costs such as opting for cremation instead of burial, choosing a less expensive casket or urn, and comparing prices from different funeral homes.
What is included in the basic services fee charged by funeral homes?
The basic services fee covers the essential services provided by the funeral director and staff, including obtaining necessary permits, coordinating with the cemetery or crematory, and securing the death certificate.
Can I pre-plan and pre-pay for my funeral to lessen the financial burden on my family?
Yes, pre-planning and pre-paying for your funeral allows you to make decisions in advance and alleviate the financial and emotional stress on your loved ones.
Are there any government programs or benefits to help cover funeral expenses?
Certain government programs or benefits, such as Social Security survivor benefits or veterans’ burial benefits, may help cover some funeral expenses.
How can I discuss funeral planning and costs with my family in a sensitive manner?
Approach the conversation with empathy and understanding, emphasizing the importance of relieving the burden on loved ones and ensuring your final wishes are respected. Consider involving a neutral third party, such as a financial planner or attorney, if necessary.